How Debt Resolution Works
Our proven 4-step process has helped thousands of clients resolve their debt and regain financial freedom.
Our Debt Resolution Process
Free Consultation
Our debt experts will analyze your financial situation, discuss your goals, and recommend the best solution for your specific needs. This no-obligation consultation helps us understand your unique circumstances and design a personalized plan.
Your Debt-Free Timeline
Most clients follow this timeline to financial freedom, though your individual experience may vary based on your specific situation.
Program Enrollment
Complete enrollment, set up your dedicated account, and start making monthly deposits. We begin outreach to creditors.
First Settlements
We negotiate and secure your first debt settlements, typically with smaller creditors. Collection calls begin to decrease.
Major Debt Resolution
We negotiate and settle your larger debts. You'll see substantial progress as more accounts are resolved.
Program Completion
Final settlements are reached and paid. We provide guidance on rebuilding credit and maintaining financial health.
Benefits of Our Debt Resolution Program
Significant Debt Reduction
Our clients typically see their total debt reduced by 40-60%, allowing them to become debt-free for a fraction of what they owe.
One Affordable Monthly Payment
Replace multiple high-interest payments with a single, affordable monthly program payment that fits your budget.
Faster Debt Resolution
Become debt-free in as little as 24-48 months, compared to the 15+ years it might take making minimum payments.
End Creditor Harassment
We work to stop collection calls and letters, relieving the stress and anxiety of constant creditor contact.
Financial Education
Gain valuable financial knowledge and tools to help maintain your debt-free status and build wealth for the future.
Avoid Bankruptcy
Resolve your debt without the long-term negative consequences of bankruptcy on your credit report and financial future.
Ready to Take Control of Your Debt?
Get your free debt assessment and see how much you could save.
Get Your Free AssessmentFrequently Asked Questions
How much does the program cost?
We charge no upfront fees. Our fee is a percentage of the amount we save you and is only charged after we successfully negotiate and settle your debts.
How long will it take to resolve my debt?
Most clients complete our program in 24-48 months, though this varies based on your total debt amount and how much you can afford to pay monthly.
What types of debt can you help with?
We can help with most unsecured debts, including credit cards, personal loans, medical bills, and private student loans. We cannot help with secured debts like mortgages or auto loans.
Will this affect my credit score?
Debt resolution can temporarily lower your credit score, but many clients find this a worthwhile trade-off for becoming debt-free. We provide guidance on rebuilding credit after program completion.
Get Your Free Debt Assessment
Take the first step toward financial freedom. Complete this form to receive your personalized debt resolution plan and see how much you could save.
- ✓ No obligation consultation
- ✓ See potential savings in minutes
- ✓ Completely confidential